Personal Insurance
At McEvoy Insurance, we understand that personal insurance is about more than just policies—it’s about protecting what matters most to you. Whether you need coverage for your car, home, boat, or other valuable assets, our team is here to help you find the right fit. We offer personal insurance in Watertown, NY, and proudly serve families and individuals throughout Jefferson, Lewis, and St. Lawrence counties.
Coverage Options
Because we’re an independent insurance agency, we aren’t limited to one carrier. Instead, we compare options from multiple trusted insurance companies to find coverage that meets your needs and your budget. As a result, you get reliable protection and personalized service from a team that truly cares.


Protect your home and everything in it with comprehensive home insurance coverage tailored to your needs. Whether you own a house, condo, or rental property, our policies help safeguard against fire, theft, weather damage, and more. Get peace of mind with reliable homeowners insurance that covers your property, personal belongings, and liability.

Protect yourself and your vehicle with customizable auto insurance coverage designed to fit your driving habits and budget. Whether you’re commuting daily or taking weekend road trips, our auto insurance policies provide reliable protection against accidents, theft, liability, and more.



Recreational vehicle insurance offers coverage for boats, ATVs, jet skis, dirt bikes, and other specialty equipment. This insurance protects against risks such as theft, accidental damage, and liability while you’re out on the water or off-road. Ensure your valuable equipment is properly covered so you can focus on enjoying your outdoor activities with confidence.

Renter’s insurance protects what matters most to you. If your personal belongings are damaged or stolen, this coverage helps you replace furniture, electronics, clothing, and other essential items without facing significant out-of-pocket expenses.

Don’t see the Coverage you need?
If you’re looking for personal insurance in Watertown, NY, and don’t see the exact coverage listed above, don’t hesitate to contact us. We work with a broad network of trusted national and regional insurance carriers, which allows us to find customized solutions for a wide range of personal needs. Whether you’re looking to insure a classic car, valuable personal property, or something more unique, we’re here to help you find the right protection for your lifestyle.
Looking for business coverage? head over to our commercial insurance page for more info.